Payment Method & Policy

Payment Options

Accepted Payment Methods

We provide a variety of secure payment options to ensure a smooth checkout experience for our customers worldwide.

Credit/Debit Cards Visa, MasterCard, RuPay
PayPal USD, EUR, GBP, Worldwide
Net Banking 50+ Major Indian Banks
Cryptocurrency USDT, BTC, ETH
Instant UPI / QR Google Pay, PhonePe, Paytm
MilkyWab Wallet Prepaid Account Credits
GST Tax Invoices Input Tax Credit (ITC)
Auto-Renewal Hassle-Free e-Mandate
Billing Guidelines

Billing & Subscription Policy

All services are billed in advance based on the billing cycle selected (Monthly, Quarterly, Semi-Annually, or Annually).

  • Invoicing: Invoices are generated 7 days before the due date.
  • Grace Period: We offer a 3-day grace period after the due date before service suspension.
  • Auto-Renewal: Subscriptions are set to auto-renew unless cancelled through the client area.
  • Late Fees: A 10% late fee may be applied to invoices unpaid for more than 7 days.
Processing Comparison

Payment Gateways & Processing Fees

MilkyWab absorbs standard processing fees on all domestic payment channels to give you the most economical pricing in India:

Payment Method Accepted Currencies Processing Time Transaction Fee Security Standard
UPI (GPay / PhonePe / Paytm) INR (₹) Instant Activation 0% (Free) NPCI 2-Factor PIN Verified
Credit & Debit Cards INR (₹), USD ($), International Instant Activation 0% (Free) 3D Secure 2.0 / OTP Encrypted
Net Banking (50+ Banks) INR (₹) Instant Activation 0% (Free) Direct Bank HTTPS Gateway
PayPal Gateway USD, EUR, GBP, AUD, CAD, SGD Instant Activation Standard International PayPal Buyer & Seller Protection
Cryptocurrency (USDT / BTC) USDT (TRC20/ERC20), BTC, ETH 1 to 3 Block Confirmations Standard Network Gas Fee Decentralized Blockchain Ledger

Payment Security

Your security is our top priority. All transactions are processed through encrypted, PCI-DSS compliant gateways.

We do not store your credit card information on our servers. All sensitive data is handled directly by our payment processors (Stripe, PayPal, Razorpay) using industry-standard SSL encryption.

Helpful Answers

Frequently Asked Questions (Billing & Payments)

MilkyWab accepts UPI (Google Pay, PhonePe, Paytm, BHIM), all major Credit & Debit Cards (Visa, MasterCard, RuPay, Maestro), Net Banking across 50+ Indian banks, PayPal for international clients, and major Cryptocurrencies (Bitcoin, USDT, Ethereum).